Terms & Conditions

Karen Michelle Speaks

Effective Date: 9 June 2026

Welcome to Karen Michelle Speaks (“Company,” “we,” “our,” or “us”). By accessing or using this website, booking services, attending events, purchasing programs, or downloading resources, you agree to the following Terms & Conditions.

If you do not agree with these terms, please do not use this website or services.

1. WEBSITE USE

This website is intended for informational, educational, and business purposes related to speaking services, workshops, coaching, consulting, and educational resources.

You agree to use this website lawfully and not:

  • Attempt unauthorized access to systems or data

  • Disrupt website functionality

  • Reproduce or distribute content without written permission

  • Use this website for fraudulent or harmful purposes

2. INTELLECTUAL PROPERTY

All content on this website, including:

  • Text

  • Graphics

  • Logos

  • Videos

  • Speaker materials

  • Downloads

  • Presentations

  • Frameworks

  • Worksheets

  • Branding

is the intellectual property of Karen Michelle Speaks unless otherwise stated.

No content may be copied, reproduced, sold, distributed, or republished without prior written consent.

3. EDUCATIONAL & WELLNESS DISCLAIMER

Karen Michelle Speaks provides educational, motivational, coaching, and wellness-focused content.

The information shared through:

  • Speaking engagements

  • Workshops

  • Courses

  • Consulting

  • Podcasts

  • Downloadable resources

is not intended as medical, psychological, psychiatric, legal, or financial advice.

Participation does not create a therapist-client, counselor-client, or medical provider relationship.

Users should seek licensed professional support for medical, mental health, or legal concerns.

4. RESULTS DISCLAIMER

We do not guarantee specific emotional, professional, financial, or personal outcomes from participation in any services, workshops, coaching, or educational materials.

Individual results vary based on personal circumstances, implementation, participation, and external factors.

5. BOOKINGS & SPEAKING ENGAGEMENTS

Speaking engagements, workshops, consulting services, and appearances may require:

  • Signed agreements

  • Deposits

  • Scheduling approvals

  • Cancellation terms

  • Travel accommodations

Specific engagement details will be outlined in separate service agreements or proposals.

Specific engagement details will be outlined in separate service agreements or proposals.

6. PAYMENT TERMS

Payments for services, programs, workshops, or digital products must be completed according to agreed payment schedules.

Failure to complete payment may result in:

  • Suspended access

  • Cancellation of services

  • Delayed delivery

  • Collections action if applicable

All pricing is listed in U.S. dollars unless otherwise stated.

7. REFUND POLICY

Unless otherwise stated in writing:

  • Digital products and downloadable resources are non-refundable.

  • Coaching, consulting, and workshop payments are non-refundable once services begin.

  • Event ticket refunds follow the terms stated at the time of registration.

Karen Michelle Speaks reserves the right to evaluate refund requests on a case-by-case basis.

8. THIRD-PARTY LINKS & SERVICES

This website may contain links to third-party platforms, social media sites, scheduling systems, payment processors, or external websites.

We are not responsible for:

  • Third-party content

  • Privacy practices

  • Technical issues

  • Security

  • Policies of external platforms

Users access third-party services at their own risk.

9. SMS & EMAIL COMMUNICATIONS

By submitting forms on this website, users may consent to receive:

  • Emails

  • SMS reminders

  • Workshop updates

  • Speaking information

  • Newsletters

  • Promotional communications

Users may unsubscribe at any time by:

  • Clicking “unsubscribe” in emails

  • Replying STOP to SMS messages

Message and data rates may apply.

10. LIMITATION OF LIABILITY

To the fullest extent permitted under Texas law, Karen Michelle Speaks shall not be liable for:

  • Indirect damages

  • Emotional distress claims

  • Loss of profits

  • Business interruption

  • Data loss

  • Incidental or consequential damages

arising from the use of this website or participation in services.

All services are provided “as is” without warranties of any kind.

11. INDEMNIFICATION

You agree to indemnify and hold harmless Karen Michelle Speaks, its representatives, contractors, affiliates, and partners from claims, liabilities, damages, or expenses arising from:

  • Misuse of this website

  • Violation of these terms

  • Participation in services

  • Unlawful activity

12. PRIVACY

Your use of this website is also governed by our Privacy Policy.

13. GOVERNING LAW

These Terms & Conditions shall be governed by and interpreted under the laws of the State of Texas, United States, without regard to conflict of law principles.

Any disputes arising from these terms shall be handled in the appropriate courts located within Texas.

14. MODIFICATIONS

Karen Michelle Speaks reserves the right to update or modify these Terms & Conditions at any time without prior notice.

Updated versions will be posted on this website with a revised effective date.

15. CONTACT

Karen Michelle Speaks

Email: [INSERT EMAIL]

Phone: [INSERT PHONE]

Website: https://karenmichellespeaks.com/

© 2026 Karen Michelle. All Rights Reserved

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